Dave Ramsey knows from personal experience that going through a total money makeover requires you to see the big picture. Journaling is a very effective way to see how each little thing affects another.
Dave says, “Take this journal and record everything happening that seems like a big deal. Record the relationship issues, the debt, the emotions, the setbacks, the victories, and anything else that seems important at the time.
"The immediate benefits of writing everything down are twofold. First, writing helps you process the problems and victories. The second immediate benefit of journaling is that you can reread your entry just days – even months – later and gain vital perspective on your progress.”
The Total Money Makeover Journal is now available in a bullet journal format with prompts for recording victories and setbacks to motivate those in The Total Money Makeover journey to find value in each day.
“Write it down. You will be glad you did.”